Patient Financing
Elevé partners with PatientFi, Cherry, and CareCredit so you can choose the plan that fits your budget. PatientFi and Cherry use a soft credit check to see what you qualify for; CareCredit is a Synchrony-issued healthcare credit card with its own application process.
| Provider | Best For | Term Length | Credit Check | Standout Feature |
|---|---|---|---|---|
| PatientFi | Larger surgical cases, longer fixed-rate terms | 6–84 months (fixed installments) | Soft pull to apply | Fixed monthly payments built for cosmetic surgery |
| Cherry | Fast approvals, including limited credit history | 3–60 months (fixed installments) | Soft pull to apply | Instant decisions, no deferred interest |
| CareCredit | Reusable healthcare credit line, broad acceptance | Revolving credit card (terms set by Synchrony) | Full application via Synchrony Bank | Widely accepted healthcare credit card |
Built for elective cosmetic procedures
Best for: Patients financing larger cases like a mommy makeover, skin removal, or combined procedures.
Fast, simple patient financing
Best for: Patients who want a quick, low-friction application, including those with limited credit history.
The established healthcare credit card
Best for: Patients who want a reusable healthcare credit line accepted at hundreds of thousands of providers.
Smaller procedures often pair well with CareCredit or Cherry. Larger, combined cases usually fit PatientFi, which offers the highest loan amounts.
Want the lowest monthly payment? PatientFi offers up to 84 months. Prefer a shorter payoff on a smaller balance? Cherry or CareCredit are often the best fit.
Cherry and PatientFi use a soft credit check to show what you qualify for, so applying with them won't hurt your score. CareCredit is a Synchrony-issued credit card and follows Synchrony's own application and credit-review process.
Each provider uses different underwriting. Patients who don't qualify with one often qualify with another — it's completely fine to apply to more than one and pick the offer that works best.
Book a consultation and our patient coordinators will help you pick the financing option that fits your budget and procedure.
CareCredit, Cherry, and PatientFi are independent, third-party financing companies. They are not owned by, affiliated with, or controlled by Elevé Cosmetic Surgery. All credit decisions, loan terms, interest rates, monthly payment amounts, approval limits, fees, and account servicing are determined solely by the financing provider based on their own underwriting criteria and the applicant's creditworthiness.
Elevé Cosmetic Surgery does not extend credit, guarantee approval, set rates or terms, or influence the outcome of any financing application. Once an application is submitted, your relationship and any resulting loan agreement are strictly between you and the financing provider. Elevé is not a party to that agreement and is not responsible for billing, collections, disputes, or any other matter related to your account.
Rates, terms, promotional offers, and program availability are subject to change without notice and vary by provider and applicant. Not all applicants will qualify. Please review each provider's full terms and conditions before accepting an offer. Elevé is not responsible for changes to any provider's program, pricing, or availability.
The information on this page is provided for general educational purposes only and does not constitute financial, legal, or credit advice. Consult the provider directly or a qualified financial professional for guidance specific to your situation.
