Pre-Authorization
Our team works directly with your insurance provider to obtain pre-authorization for eligible procedures.
New Insurance Options
We Now Accept Insurance For Select Procedures
Great news! We're now able to explore insurance coverage options for certain medically necessary procedures. Let us help you navigate your benefits.
Procedures We Can Explore Coverage For:
Panniculectomy
Removal of the hanging abdominal skin apron (pannus), commonly covered for medical necessity.
Breast Reduction
Reduction of breast size to alleviate back pain, skin irritation, and other medical symptoms.
Umbilical/Ventral Hernia Repair
Surgical repair of hernias in the abdominal wall, typically covered by most insurance plans.
Brachioplasty (Arm Lift)
Removal of excess skin and tissue from the upper arms, often covered when medically necessary.
Thigh Skin Removal (Thigh Lift)
Surgical removal of excess thigh skin causing functional issues or hygiene concerns.
Male Gynecomastia Surgery
Surgical treatment for enlarged male breast tissue, often covered when medically necessary.
Important Information
Insurance coverage for these procedures is dependent on several factors:
Coverage depends on your specific insurance plan and policy
Pre-authorization is required for most procedures
Medical necessity documentation may be needed
Deductibles and co-pays may apply
We'll help you understand your out-of-pocket costs upfront
Elevé Cosmetic Surgery does not bill to Medicaid, Medicare, Obamacare or allow Medicaid insurance reimbursement.
Schedule a consultation to discuss your insurance options
Cosmetic Surgery Financing: A Complete Guide
Most cosmetic procedures are not covered by insurance because they are elective. Financing through medical-credit and patient-financing companies makes cosmetic surgery accessible without paying the full cost upfront. Eleve Cosmetic Surgery accepts three of the most established financing partners — CareCredit, Cherry, and PatientFi — each with different approval criteria, terms, and use cases. Below is a side-by-side comparison so you can choose the option that fits your budget.
Financing Options Compared
| Provider | Best For | Typical Approval | Term Length | Key Feature |
|---|---|---|---|---|
| CareCredit | Established healthcare credit; broad acceptance | Soft credit pull | 6–60 months | Promotional 0% APR plans for qualifying purchases |
| Cherry | Quick application, no hard credit hit to apply | Soft credit pull | 3–60 months | Same-day approval; fits patients with limited credit history |
| PatientFi | Larger procedure budgets and longer terms | Soft credit pull | Up to 84 months | Highest available loan amounts; designed for larger cases |
CareCredit
- Largest healthcare-credit network in the U.S.
- Apply at carecredit.com or in our office.
- Promotional financing on qualifying purchases (no interest if paid in full within the promotional period).
- Available for both major and minor procedures.
Cherry
- Designed for fast, easy patient financing — apply in minutes.
- Soft credit check to see your prequalified amount; no impact on credit score to apply.
- Fixed monthly payments.
- Often a good fit for patients with limited or moderate credit history.
PatientFi
- Built specifically for larger cosmetic surgery budgets.
- Term lengths up to 84 months (7 years).
- Higher loan amounts than typical medical-credit options.
- Often the best fit when financing a mommy makeover, full skin removal, or combined procedures.
Estimating Your Monthly Payment
Monthly payments depend on the procedure cost, term length, and APR offered to you based on your application. Below are example monthly payments at common procedure ranges to give you a starting reference. These are illustrative only — your actual rate is determined at application.
| Procedure Cost | 24 months | 36 months | 60 months |
|---|---|---|---|
| $5,000 | ~$235 | ~$165 | ~$105 |
| $10,000 | ~$465 | ~$325 | ~$210 |
| $15,000 | ~$700 | ~$485 | ~$315 |
| $25,000 | ~$1,165 | ~$810 | ~$525 |
| $40,000 | ~$1,860 | ~$1,295 | ~$840 |
Estimates assume a representative APR for illustration. Your actual rate, monthly payment, and term will be determined by the financing provider based on your application.
Insurance vs Self-Pay vs Financing — Which Is Right For You?
Insurance
- Most cosmetic procedures are not covered.
- Insurance may cover procedures that have a documented medical necessity (panniculectomy after major weight loss with rashes, breast reduction for back pain, hernia repair, brachioplasty in select cases, gynecomastia in select cases).
- Pre-authorization with detailed clinical documentation is required.
- Eleve helps patients navigate this process for the procedures listed above.
Self-Pay
- The simplest path: pay the full procedure cost upfront.
- No interest, no monthly payments.
- Works best for patients who have saved or have flexible cash flow.
Financing
- Spread the procedure cost over fixed monthly payments.
- Multiple providers (CareCredit, Cherry, PatientFi) so most patients qualify with at least one.
- Total cost includes any APR; promotional 0% APR plans are available on qualifying purchases.
- Most accessible option for patients ready to move forward without delay.
Frequently Asked Financing Questions
How We Help With Insurance
Our dedicated team makes the insurance process as smooth as possible
Coverage Verification
We verify your insurance benefits and explain your coverage options before any procedure.
Transparent Process
We guide you through every step of the insurance process with clear communication and realistic expectations.
Patient Video Testimonials
Hear directly from our patients about their experience and transformative results
Circumferential Tummy Tuck + Liposuction
Level Up Tuck + Breast Lift + Breast Implants
Circumferential Tummy Tuck + Breast Lift + Arm Lift + Thigh Lift
Upper Back Lift + Arm Lift
Lipo 360 + Brazilian Butt Lift + Fat Transfer to Breast
Level Up Tuck
Level Up Tuck
Level Up Tuck
Level Up Tuck
Circumferential Tummy Tuck
Lipo 360
Level Up Tuck
Expert Care You Can Trust
Specialty-Trained Surgeons, Quality Results
Our surgeons Dr. Gevork Tatarian and Dr. Sheina Bawa bring extensive experience in both cosmetic and reconstructive procedures covered by insurance.
Before & After Gallery
Real Transformations, Real Results
At Elevé Cosmetic Surgery, every patient is a masterpiece. We provide a full range of body, breast, and facial procedures—each personalized for your unique harmony. With one-on-one consultations and exacting care, we ensure a safe transformation that respects your vision.
Our experienced surgeons strive to provide a positive, stress-free experience.
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Procedures Performed
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Specialty-Trained Cosmetic Surgeons
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Singular Focus: To Help You Look Your Best
Let's Explore Your Options
Find Out If You're Covered
Schedule a consultation to discuss your insurance coverage and explore your options with our team.
Application - Insurance
Use this secure form to schedule your consultation with Elevé Cosmetic Surgery.